Effective date: 3 November 2025
Last updated: 3 November 2025
Welcome
This policy explains how Own Homes (“Own Homes”, “we”, “us”, “our”) uses cookies and similar technologies on our website and app.
We use cookies to make the site work, to understand how it’s used, and, if you agree, to show relevant messages on other platforms.
You’re in control: you can accept, reject, or change your choices at any time.
If anything here isn’t clear, please get in touch with us at hello@ownhomes.com. We’ll be happy to help.
1. About Own Homes
Own Homes is a socially responsible landlord helping to turn rent into homeownership.
We operate in the Isle of Man and the United Kingdom. Own Homes is a part of Own Group Limited and the registered address is 8 St. George’s Street, Douglas, Isle of Man IM1 1AH. Registration number: 022350V.
We help those who can afford a mortgage but struggle to save for a deposit to become homeowners by providing a clear, structured way to RentSaveOwn.
We provide information, guidance, and connections to trusted housebuilders and lenders. We’re not a mortgage lender or financial adviser.
This Platform and all its content belong to Own Homes. It’s designed to provide you with information, not to form any contract or guarantee participation.
2. What are cookies?
Cookies are small text files placed on your device when you visit a website.
They help a site remember your settings, keep you securely signed in, and understand how you use pages so we can improve them. Some cookies are essential; others are optional.
We also use similar technologies (like pixels, tags, SDKs, and local storage). In this policy, we call them all cookies for simplicity.
3. Types of cookies we use
| Cookie type | What they do | Examples | Typical duration |
| Strictly necessary | Keep the site/app working (security, consent, load balancing, login) | Consent state, session ID | Session or short-term |
| Functional | Remember preferences (e.g., form data, language) | Locale, saved fields | Session or up to 12 months |
| Analytics & performance | Help us understand use and improve content and speed | Google Analytics (e.g., _ga) | Up to 24 months |
| Marketing & retargeting | Show relevant ads and measure campaigns (only if you agree) | Meta Pixel, Google Ads, LinkedIn Insight Tag | Up to 6–12 months |
4. How we use cookies
We use cookies to:
- Make the site work properly (security, page navigation, forms).
- Improve the experience (remember your choices, speed, accessibility).
- Understand usage (which pages are viewed, time on page, journeys).
- Show relevant messages on other platforms — only if you accept marketing cookies.
We manage consent via our cookie preferences tool. You will be presented with a Cookie Consent pop-up when you first visit our website. You can decide which cookies you allow to be created, and you can change these preferences at any time by using the "Change Cookie Preferences" link in the footer of our website.
5. Cookies you may see on our website
| Cookie | Provider | Category | Purpose | Duration |
| cookie_consent | Own Homes | Strictly necessary | Stores your consent choices | 6–12 months |
| __cf_bm / load balancer | Hosting/CDN | Strictly necessary | Security and performance | Session–30 mins |
| _ga, _ga_* | Google Analytics | Analytics | Anonymous site analytics | 13–24 months |
| _gid, _gat | Google Analytics | Analytics | Session analytics/throttle | 24 hrs/1 min |
| _fbp | Meta (Facebook) | Marketing | Remarketing and reach | 3 months |
| li_fat_id / li_gc | Marketing | Ad performance & consent | 6–24 months | |
| IDE / NID | Google Ads | Marketing | Ad personalisation/ measurement | Up to 12 months |
We will keep this table up to date. Third-party providers may change their cookies, names, or durations.
We never use cookies to collect sensitive or identifiable data without your consent.
6. Third-party cookies and embedded content
Some features (e.g., maps, videos, forms, social share tools) come from third parties such as Google, YouTube, Meta, and LinkedIn. These providers may set their own cookies. Their use is governed by their privacy/cookie notices. You can control marketing/analytics cookies via our Cookie settings or your browser.
Common third-party services we may use:
- Google Analytics / Google Ads
- Meta (Facebook) Pixel
- LinkedIn Insight Tag
- Embedded Google Maps / YouTube
7. Your choices: accept, reject, or change later
- On your first visit, you’ll see our consent banner. You can Accept all, Reject non-essential, or Choose settings.
- You can change your mind anytime via “Cookie settings” in the footer.
- You can also control or delete cookies in your browser settings:
- Mozilla Firefox
- Google Chrome
- Microsoft Edge
- Safari
Note: If you block or delete cookies, some features may not work as expected.
8. Legal basis for using cookies
We follow the UK GDPR, the Data Protection Act 2018, PECR (UK), and the relevant Isle of Man data protection law.
- Strictly necessary cookies: used on the basis of legitimate interests (to run a secure, working site).
- All other cookies (functional, analytics, marketing): used only with your consent.
Regulators:
- UK – Information Commissioner’s Office (ICO)
- Isle of Man – Information Commissioner (IOM)
For how we handle personal data, read our Privacy notice.
9. Contact us
If you have questions about cookies or your choices, get in touch with Own Homes by:
Email: hello@ownhomes.com
Post: Own Homes, 8 St. George's Street, Douglas, Isle of Man IM1 1AH
10. Updates to this policy
We may update this Cookie policy from time to time. When we do, we’ll post the new version here with a new “Last updated” date. If the changes are significant, we’ll let you know.
