Effective date: 3 November 2025
Last updated: 3 November 2025
Welcome
Welcome to Own Homes. We’re glad you’re here.
When we say “Own Homes,” “we,” “our,” or “us,” we mean Own Homes.
These Terms and Conditions (“Terms”) explain how you can use our website, mobile app, and other services (together, the “Platform”). Please read them carefully. By using our Platform, you agree to follow these Terms.
If you disagree, that’s okay, but please don’t use the site or app.
If anything here isn’t clear, please get in touch with us at hello@ownhomes.com. We’ll be happy to help.
1. About Own Homes
Own Homes is a socially responsible landlord helping to turn rent into homeownership.
We operate in the Isle of Man and the United Kingdom. Own Homes is a part of Own Group Limited and the registered address is 8 St. George’s Street, Douglas, Isle of Man IM1 1AH. Registration number: 022350V.
We help those who can afford a mortgage but struggle to save for a deposit to become a homeowner by providing a clear, structured way to RentSaveOwn.
We provide information, guidance, and connections to trusted housebuilders and lenders. We’re not a mortgage lender or financial adviser.
This Platform and all its content belong to Own Homes. It’s designed to give you information, not to form any contract or guarantee participation.
2. What we do
Our website and app provide:
- Information about the RentSaveOwn journey.
- Details of our partner housebuilders and new home developments.
- Helpful guides and tools to understand renting, saving, and buying.
- Forms to register your interest as a customer, housebuilder, or lender.
Please consult an independent financial adviser before making any decisions about renting, saving, or taking out a mortgage.
3. Who can use our website
You can use our Platform if you:
- Are 18 years or older
- Live in the UK or Isle of Man
- Use it for personal, non-commercial purposes (unless registering as a partner)
Registering your interest with Own Homes does not create a legal agreement or guarantee participation in the RentSaveOwn journey.
4. How you can use our website and app
We want everyone to enjoy a fair, safe experience.
Please don’t:
- Try to hack, disrupt, or gain unauthorised access to the Platform.
- Copy, reproduce, or reuse content without permission.
- Post false, misleading, or inaccurate information.
- Use the site in any unlawful, harmful, or fraudulent way.
- Use automated tools or software to extract data for commercial use.
If these Terms are breached, we may suspend or end your access to the site.
5. Registering your interest
If you fill in our “Register your interest” form, you agree that:
- We (and our trusted partners) may contact you about your registration.
- We’ll handle your data in accordance with our Privacy notice and Cookie policy.
- Completing the form doesn’t guarantee eligibility or participation.
6. Intellectual property
All content, branding, and design on this Platform belong to Own Homes (or our licensors).
You must not:
- Copy, reproduce, or use the Own Homes logo or materials without written permission.
- Modify or republish any part of the website or app for commercial use.
You’re welcome to use our content for personal, non-commercial purposes only.
If you’d like to request use of our logo or content, please email hello@ownhomes.com.
7. Links to other sites
Our Platform may include links to partner or third-party sites (like housebuilders or lenders).
These links are for convenience, but we don’t control or endorse their content, policies, or services.
Always review their terms and privacy policies before using them. We can’t take responsibility for any issues, losses, or disputes arising from the use of external sites.
8. Accuracy of information
We do our best to keep all information accurate and up to date. But sometimes details may change.
- Information is provided “as is” and may be updated without notice.
- We can’t guarantee that every page is complete, up to date, or error-free.
- Eligibility for Own Homes RentSaveOwn depends on meeting affordability and other checks, not just what’s shown online.
If you spot any incorrect information, please let us know at hello@ownhomes.com.
Buying or renting a home is a big financial decision. Please always take independent legal or financial advice before committing.
9. Limitation of liability
To the fullest extent allowed by UK and Isle of Man law, Own Homes Limited is not responsible for:
- Loss, damage, or disruption from using (or not being able to use) our website or app.
- Any reliance you place on information found here or on linked pages.
- Technical issues or unauthorised access outside our control.
- Loss caused by third-party actions.
This doesn’t exclude liability where it would be unlawful to do so (for example, for death or personal injury caused by our negligence).
If you breach these Terms, you agree to compensate us for any resulting claims or costs.
Nothing in these Terms affects your legal rights as a consumer under UK or Isle of Man law.
10. Governing law
These Terms are governed by the laws of England, Wales, Scotland, Northern Ireland, and the Isle of Man.
Any disputes will be handled by the courts in your country of residence
11. Updates to these terms
We may update these Terms from time to time. The most recent version will always be available here on our website.
By continuing to use the Platform, you agree to the latest version.
12. Contact Own Homes
If you have any questions about these Terms, please contact us at Own Home by:
Email: hello@ownhomes.com
Post: 8 St. George’s Street, Douglas, Isle of Man IM1 1AH
We’ll always do our best to respond clearly, quickly, and helpfully.
